Topsail Island may seem very narrowly focused on surfing, water sports, and the ocean. However, if you look at the different areas where you can live, you will find diverse and eclectic communities that are full of vibrant people and businesses. The top communities on Topsail Island are North Topsail Beach, Topsail Beach, and Surf City. Moving off the island, Lewis Realty Associates, Inc. also features listings in Hampstead, Sneads Ferry, and Holly Ridge. Let’s take a look at each of these communities and some of the top neighborhoods to call home. 

Surf City 

Surf City is the central hub on Topsail Island. With a population of just under 5,000, this is one of the top destinations for tourism on the East Coast. Surf City features several local restaurants, boutiques and gift shops, and great schools. Both residents and tourists enjoy boating, surfing, fishing, and golf throughout the year. 

Atkinson Point is representative of the neighborhoods that you will find in Surf City. This neighborhood, located off of NC 50 is located close to shopping and restaurants. This is a small peninsula that is one of the prime places to live on Topsail Island. Old Settlers Beach is the top neighborhood in Surf City if you are looking for a pure vacation home. You will find that the median price in this neighborhood is around $1,000,000, getting you as many as five bedrooms and bathrooms. Old Settlers Beach is one of the premiere neighborhoods of Surf City. 

Topsail Beach

Topsail Beach is the smallest community on Topsail Island and is situated at the southern end of the island. Many people will find that this community on Topsail Island has a mix of condos, townhomes, and beach homes. 

Serenity Point is a great area on the south end of Topsail Island. With vacation rentals and homes for sale, you will enjoy some of the most spectacular views on Topsail Island. Many of the homes and duplexes in this area boast spectacular views of the most beautiful area of the island. 

North Topsail Beach

North Topsail Beach is the second-largest community on Topsail Island and occupies the northern end of the island. This area of Topsail Island includes wide beaches, many oceanfront properties, and a laid back atmosphere. 

Cape Island is a popular neighborhood in North Topsail Beach. Many homes for sale in this area have private beach access and are near restaurants, the Town Park, the local pier, and offer spectacular views of the area. 

Sneads Ferry

Sneads Ferry is known for its seafood and its origins in commercial fishing. It’s one of the cities in an area known as the Outer Banks. Sneads Ferry is home to a wide price range. You will find affordable homes in the Chadwick Shores neighborhood starting at about $500,000. More expensive homes in the Sneads Ferry area are also falling in price. A recent home for $999,990 recently had its price lowered by just over $25,000. 


Hampstead has some of the best seafood in the Carolinas and is known as the regional seafood capital. In addition to a growing number of seafood vendors and restaurants, this town also offers a great selection of shopping, ranging from small boutique gift shops to mainstream shopping centers. Hampstead also features many of the top golf courses in the Topsail Island area. 

Hampstead Sound is representative of the real estate market in the area. This neighborhood is on the east side of Hampstead and features close proximity to shopping, restaurants, and the area marina. Another great neighborhood in Hampstead is the Sanctuary at Forest Sound. Most of the homes in this neighborhood fall into the $500,000 range. The majority of homes in this area start at four bedrooms. This neighborhood is located just one mile away from the Hampstead Marina. 

Holly Ridge

Holly Ridge is perhaps the closest thing that you can get to a town that is actually on Topsail Island. Known as the Gateway to Topsail Island, this community offers many recreational opportunities in its beautiful coastal setting. Holly Ridge features properties with large lots and spacious homes. 

Right now, Summerhouse on Everett Bay is one of the top neighborhoods in Holly Ridge that is available through Lewis Realty Associates, Inc. These homes are priced comfortably from $500,000 to $865,000. Many of these homes are three bedrooms or larger, and will offer enough room for your family to grow. This residential neighborhood features a private lake, pool, boat launch, and sidewalks to enjoy a nice walk along the Intercoastal Waterway. 

Living on or off Topsail Island 

People choose to live on Topsail Island for a wide variety of different reasons. Many prefer the access to the beach, the seafood, and the tourist environment. Topsail Island also has a pretty top notch school district, with the high school graduating 95% each year. 

Those who choose to live off Topsail Island in the communities of Sneads Ferry, Hampstead, and Holly Ridge prefer quick access to the beach and like the easy access to amenities that are located inland. Overall, prices are comparable whether you live on or off the island. 

Let Lewis Realty Associates, Inc. help you find the right home


With over sixty years of real estate experience, Lewis Realty Associates, Inc. will help you navigate the various properties in the area. With a huge price range available, we can help you find the ideal home for your budget. Whether you are looking for a property that is purely for vacation or want to retire to the beach, our real estate team has over 150+ years of combined experience helping people find homes in these vibrant and eclectic communities.